FAQs

FAQs

 

WHY SHOULD I CONSIDER A CAPITAL INVESTMENT SOURCE?

CIS Business finance is available for any business purpose. Aside from the obvious advantage of contributing as little as 8% to your loan, so you are able to preserve working capital, your business can save on interest expenses when taking advantage of the low rates afforded by a capital investment source. CIS service also allows for closing costs and other soft costs to be financed instead of these costs coming directly from the small business and available for all business purpose.

There are no hidden fees, no concerns with balloon payments, and lots of support for the small business owner. Business Finance Group handles all of the paperwork and details, including the servicing of the loan and the management of the loan process, giving you the comfort of knowing that experts are managing your loan.

WHAT IS THE MINIMUN I CAN BORROW?
Ranging from $100,000 00

WHAT IS THE MMAXIMUM AMOUNT I CAN BORROW?
No limit, the amount will depend on the value of your project security.

WHAT IS THE MINIMUM &MAXIMUM TERMS I CAN BORROW FOR?
12 month minimum, 60 months maximum.

WHAT CAN YOU PROVIDE BUSINESS FINANCE FOR?

Asset finance, Business & project development, Commercial mortgages, Equity investment, Business loans, Large residential development loan, investment Loan, real estate finance, large residential development, commercial projects such as airports, solar, hydro and nuclear power stations, maritime , equipment finance, start up finance, machinery finance, agribusiness, gold field development, oil, gas and coal field development .project finance and project refinancing, acquisition of properties, construction of bridge financing. CIS also help to redeeming companies and business that are facing financial crises.

WHAT SECURITY IS NEEDED?
Security must be property. It can be infrastructure, mines, high rises - anything is considered as long as it is property also negotiable by both parties.

WHAT ARE YOUR INTEREST RATES?
Interest rate is fixed for the period of the loan and is generally lower than the bank rates. (Each loan is priced according to risk.) it is negotiable.

DO YOU PROVIDE BUSINESWS FINANCE FOR INTANATIOANL PROJECT?
Yes, funding is global.

FOR WHAT TIME PERIOD IS BUSINESS FINANCE AVAILABLE?

Loan terms are 1 to 30 years. (You can have 2 years interest capitalized with the option to roll for a further two years; we also negotiate with potential business investors or persons.

HOW LONG IS THE APPROVAL PROCESS?

Once your completed application and attachments have been received, it will take us 3 working days to review and approve your request. Then, your application is forwarded to the funding or lender partner who will review it in 5 to 7 business days.

IS IT DIFFICULT TO APPLY?

No – it’s easy to apply. As with any loan, you will need to complete an application and provide certain information about your company and its owners.

Essentially the same information any commercial lender requires is needed, tax returns on the business, projections if it is a start-up business, personal financial statements and tax returns for owners and a brief history and description of the business.

Our experienced loan officers will help make the process simple and easy. Call 7024081078 or E-mail:capitalinvestmentsource@gmail.com.

IS MY COMPANY OR PROJECT TOO BIG OR TOO SUCCESSFUL FOR A CIS LOAN?

CIS Loans are targeted to successful, growing companies since those companies are most likely to create new jobs. Most privately held companies are not too large to qualify for capital investment source to financing.

New ventures may qualify for CIS financing, but generally, companies applying for a cis loan need proven repayment ability.

HOW DOES THE LOAN PROCESS WORK?

The process, as illustrated below, provides the business owner the opportunity to move forward quickly, while offering the bank the ability to secure details on the first lien and combined the business owner, the bank and Business Finance Group work together to finalize the loan process. Etc

Feel free to contact us if you have more question, we are delighted to answer you.